An analysis of credit management techniques in the Nigeria commercial banks Department: Banking and Finance By: Arinze1 Project ID: 5181 Rating: (5.0) votes: 1Rate this project12345 Price:₦2000 Get the Complete MaterialAbstractThe major purpose of this study was to determine the analysis of credit management techniques in the Nigerian banking system. The population of the study consisted of staff from the three selected banks in Imo State the sample for the study was 45 staff out of 60, which was drawn using simple random sampling. Two hypotheses were formulated which guided the study. A 19 item questionnaire was developed validated and tested for its reliability chi-square was used to test the hypothesis at 0.05 level of significance. The major findings are Goodwill is the major factor that influences the banks'' mode of advancing loans to customers, Poor credit analysis results in bad debts, Poor supervision of credit officers causes bad debts. The findings had led us to conclude that success in accessing credit mismanagement and the causes lie in the ability of the bank to fashion out workable credit management techniques and following it to the core, the implementation of these procedures....Preview Download Preview +Other Banking and Finance project topics and materials you might be interested in»The role of central bank of Nigeria (CBN) in the development of Nigeria financial sector»Appraisal of the economic implication of electronic banking in Nigerian banks (A case study of diamond bank)»The impact of strategic planning on banks performance in Nigeria (A case study of united bank for Africa plc)»Evaluation of the impact of liquidity management on banks performance in Nigeria ( A case study of UBA )»The roles of central bank of Nigeria in the prevention of bank failure or liquidation (A case study of central bank of Nigeria 2005-2009)»The role of financial institutions in promoting banking habit and saving capital formation in Nigeria»The effect of electronic banking on fraud reduction in bank (A case study of access bank plc)»The effectiveness of monetary policy measures in controlling inflation in Nigeria»Problems and challenges facing finance houses in the Nigerian economy ( A case study of mortgage bank owerri )»The role of deposit money bank in Nigeria in economy development in Nigeria - a case study of Access Bank Plc»Motivation as a way of reducing fraud in banking industry ( A case study of UBA and Fidelity bank )»The impact of insurance industry on the economic growth of Nigeria (A case study of nicon and hallmark insurance companies 2005-2009)»Identification and management of bad debts in Nigeria commercial banks(A case study of UBA plc)»The contribution and effect of computer to modern day banking in Nigeria (A case study of zenith bank and first bank plc)»The use of accounting information in assessing control and performance in an organization (A case study of first bank of Nigeria owerri)